Dental Insurance
| Cost (Monthly) | |
| Single Coverage | $ 13.00 |
| Single + 1 Coverage | $ 32.00 |
| Family Coverage | $ 44.00 |
Group Dental Insurance
UMR Health and Dental FAQ Brochure
A comprehensive dental insurance program is available for benefit eligible employees and their spouses and/or same or opposite sex domestic partners and their children. (See definition of a domestic partner under Group Health Insurance.) Participation is optional and becomes effective on the date of employment if elected. Please contact the Office of Human Resources for current premiums and rates of participation.
Preventive Services - Oral exams, teeth cleaning, x-rays, fluoride treatment for children, space maintainers, and topical sealants for children, etc.
Basic Services - Diagnostic services, restorative services, endodontics, certain periodontic services, oral surgery, certain prosthodontic services, general anesthesia, injectable antibiotics, etc.
Major Services - Restorative services, prosthodontic services, etc.
Orthodontia Services - Covers braces and appliances for children to the age of 19. There is a lifetime maximum of $1,000 per covered child.
Benefit Levels:
Preventative 100%
Basic 90%
Major 60%
Orthodontia 50%
Deductible: None for Preventive or Orthodontia. $50 per plan year (July 1 through June 30) for Basic and Major services, limited to only three deductibles per family.
Benefit Level Maximum: Maximum of $1,000 per covered person per year.
Dependent Children: Covered to the end of the month in which the child attains the age of 26.